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Individuals and businesses are exploring the possibilities of services like ChatGPT to increase productivity, creativity and collaboration. While you can use OpenAI ChatGPT for free, there are also various different enhanced plans which offer increased access and extended limits.
This guide explores the ChatGPT price in Ireland, including ChatGPT enterprise pricing and ChatGPT team pricing for business customers.
Plus, as ChatGPT pricing is USD denominated, we’ll also take a look at how Wise Business and the Wise Business card can offer a great way to pay SaaS subscriptions easily in +40 different currencies, with low fees and mid-market exchange rates.
Let’s kick off with an overview of the ChatGPT pricing plans available in Ireland. Different ChatGPT price plan options have their own features and fees, from the Free plan which has limited access but no ongoing fees, right up to customisable plans for enterprise level companies.
We’ve covered an overview of ChatGPT pricing here - some additional features are available on each plan, so do review the options in detail before you decide which is best for you and your team.
We’ll also take a closer look at ChatGPT business plan pricing and which plan may suit different business types, in just a moment.
Here’s how the different ChatGPT pricing plans measure up¹:
Plan | Pricing | Target market | Key features |
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Free | No fee to use | Anyone wanting help with everyday tasks | GPT‑4o mini, plus some access to GPT‑4o and o3‑mini Real-time data from the web Limited access to file uploads, data analysis, image generation, and voice mode |
Plus | 20 USD/month | Expanded access to level up productivity and creativity | Everything in Free, as well as: Extended limits Access to additional models including o3‑mini, o3‑mini‑high, and o1 Opportunities to test new features |
Pro | 200 USD/month | Customers looking for the highest level of access | Everything in Plus, as well as: Unlimited access to all reasoning models and GPT‑4o Unlimited access to advanced voice Extended access to research and other tools |
Team | 25 USD/user per month billed annually, or 30/user per month billed monthly | Teams which need a secure, collaborative workspace | Everything in Plus, as well as: Options to personalise responded from your organisation’s Google Drive Secure and collaborative workspace Higher message limits |
Enterprise | Custom pricing | Enterprise-grade AI for large and complex businesses | Custom plans available which can include higher or unlimited access to research, tools and models |
*Correct at time of research - 15th April 2025
Different ChatGPT pricing plans may give you access to different models, which have their own features and functions.
We’ve included some highlights in the table above, but there are many different ChatGPT models available, which may mean you need to do a bit of research to find the right one for you. Options available include²:
- Reasoning models - the o-series models for complex, multi-step tasks
- Flagship chat models - including GPT4.1 and GPT4o
- Cost-optimized models - the mini and nano versions which cost less to run
- Realtime models - capable of real time text and audio inputs and outputs
- DALL·E - AI image models that can generate and edit images with prompts
- Text to speech and transcription models
- Moderation models - that detect whether input may be sensitive or unsafe.
ChatGPT Ireland offers a free to use plan, as well as 4 other paid plans which offer their own features and extended limits.
The ChatGPT subscription price can be set per user or per month, and means business owners can decide which service will most closely suit their specific needs and budget.
While the Free plan offers unlimited messages and interactions, and access to chat history, other features may have limits. You can access GPT-4o mini with no limits, but access to GPT-4o is limited and other models may not be available at all. Response times may be slow at peak times, and there are limitations on the features available.
If you’re looking for ChatGPT models pricing which gives access to the full suite of different models, you can upgrade to one of the plans with monthly fees. All offer some access to all available models, but there may still be some limits or fair usage rules depending on the plan you pick. Paid plans also have a faster response time, and additional features like deep research.
If you’re picking a GhatGPT plan for your business, you’ll likely be looking for the Team or Enterprise plans. These offer business friendly features like a dedicated workspace, bulk member management, admin role assignments and unified billing.
The other ChatGPT plans are still an option if you’re a sole proprietor or simply looking to test out the usage of ChatGPT for your business, but you may need to trade up to get the full feature access for business customers.
ChatGPT Ireland is billed in US dollars (USD). If you select the Plus plan the costs are from 20 USD a month - remember to check out currency conversion to euros to understand what that cost might look like when billed to your Irish business.
You will usually pay for ChatGPT using a credit or debit card.³
Remember that you’ll be billed in US dollars - which may mean your card provider may add a foreign transaction fee. Foreign transaction fees don’t always apply, but where they do, they can add a percentage (usually around 2-3%) to the costs of every foreign currency transaction.
If you’d like to keep the costs down when paying for things in a foreign currency, consider getting a Wise Business card, which lets you hold and pay in USD conveniently, with no foreign transaction fee. More on that later.
ChatGPT has great potential to make doing business easier and more efficient - but it’s likely to come at a cost. Here are a few ways Irish businesses can optimise their ChatGPT spending:
- Compare the different ChatGPT plans carefully to decide which suits you best
- Audit your own and your teams’ usage of ChatGPT regularly - check that the features you’re paying for are being used, and if not, consider trading down to a cheaper account plan
- Remember that you’ll be billed in USD - foreign transaction fees can increase your monthly ChatGPT bill and eat into your profits. Choose a card and multi-currency account from a provider like Wise Business to avoid unnecessary currency conversion costs.
Avoid foreign transaction fees and pay for your ChatGPT subscription directly in dollars using the Wise Business card.
Wise lets you hold 40+ currencies in the Wise Business account, including EUR and USD. Since the account offers a connected debit card, you can pay for SaaS subscriptions with your card in the currency you’re billed in, and there’s no foreign transaction fee to pay.
For example: Add money to your Wise Account in Euros, and convert to US dollars. Wise will use the mid-market exchange rate (the same you normally see on Google) and low conversion fees. After having USD in your account, it's then free to spend the currency, making it simple and efficient to cover your foreign currency spending.
Open your Wise Business
account online
Gemini is Google’s AI solution⁴ - formerly called Bard. Like ChatGPT, Gemini has AI features which can make it handy for personal and business customers.
Gemini customers get priority access to new Google features, and a 1 million token context window which lets you process and understand up to a 1,500 page PDF to speed up problem solving.
Gemini costs 22 EUR a month for personal users in Ireland, and integrates with other Google services like Gmail. This is more expensive than the ChatGPT Plus plan, but significantly less than other ChatGPT plan options.
For businesses, Gemini is built into the Google Workspace⁵ product, which also offers advanced tools for collaboration, messaging, managing documents, and other important business tasks.
You can set up a Google Workspace account on different plan options, priced from 7 USD⁶ per user per month, through to enterprise plans which can be custom built to meet the needs of a large and more complex company.
To decide which works best for you, you’ll need to review the service and features of each, against the monthly charges for using them.
Read also: How to open a business account in the US from Ireland |
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Yes. ChatGPT does have a free plan in Ireland, which has relatively limited features and access. You can also trade up to a plan with monthly costs to get extended access and use.
Yes, ChatGPT has official apps for both Android and iOS devices.
Yes. ChatGPT offers an API which can allow developers to integrate ChatGPT services into their own apps and sites. Some ChatGPT API services are only available for specific account plans, so do check what’s offered based on the plan you prefer.
No. There’s no cost for implementing ChatGPT other than the pricing of the plan you select - 25 USD to 30 USD per user per month for the Team plan, for example.
ChatGPT offers exciting opportunities for businesses looking to streamline and optimise their operations using tech solutions. Use this guide to start your research and pick a ChatGPT plan which may suit your needs - and don’t forget to take a look at Wise Business and the Wise Business card to keep down the costs of paying for your subscription in US dollars.
Sources:
Sources last checked on 16-04-2025
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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