Skrill international wire transfer: Fees, limits, and rates

Alexis Konovodoff

Skrill is a digital payment service founded in the UK that allows you to send money internationally. It's based in the UK but is also available to US residents who need to send money abroad, with multiple local currency options.

Before using Skrill for international money transfers, it's important to understand the fees, limits, and currency conversion rates that may apply to your transaction. Here's everything you need to know.

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Table of contents

Is Skrill available in the US?

Yes, Skrill is available in the US, and US residents can use it to send money internationally. However, there are some limitations to be aware of.

Currently, US-based Skrill users can only send money to 18 countries, including Mexico and India. This is more restricted compared to UK users, who can send to 40 countries.¹²

Skrill has expressed plans to expand its services, so more countries may have become available for US users since the time of writing this review.¹

If you can't use Skrill to make your transfer, you can also initiate a wire transfer with your bank or explore an international alternative like Wise.

Can I make an international wire transfer with Skrill?

Yes, you can send money internationally with Skrill. It's not a wire transfer like you'd do at your bank, but it's easy and flexible. In many cases, the only thing you need is your recipient's email address.

You can fund your transfer using your debit card, credit card, bank account (via ACH), Klarna, or PaysafeCash. Then, you can direct your payment to a bank account, mobile wallet, email address, or phone number, choosing from 40 different currencies.²

However, keep in mind that there may be restrictions depending on where you're sending your Skrill international transfer and which currencies you're using. All transfers will need to comply with international wire transfer regulations.

Skrill aims to keep their fees minimal, but you will lose some money through the currency conversion rate, which we'll discuss in more detail later in this article.²

Which countries are not supported by Skrill?

Skrill operates in more than 100 countries worldwide, but not all of its services are available everywhere.³

American users can send money to 18 countries, including Mexico, India, and 16 other Asian and European nations

The company has mentioned plans to continue expanding, so more countries may be available now.¹

Skrill also doesn't service certain countries due to regulatory compliance. These include Afghanistan, Congo, Haiti, and others. You can find the full list of Skrill's non-serviced countries here.

Skrill international wire transfer fee

Skrill's fees depend on your payment method and the type of transfer you're making. There's no fee to send money by bank transfer, but different scenarios have different costs.

Here's a breakdown of Skrill's international transfer fees.

Transfer typeFee⁴
Send money by bank transferFree
Send money by debit card, PaysafeCash, or bank transfer via KlarnaUp to 1%
Send money by credit cardUp to 2.99%
International transfer in the same send and receive currency onlyUp to 4.99% per transaction
International transfer exchange rate markupUp to 4.99% per transaction
Receiving Money (from US customer)Free
Receiving Money (from a non-US customer)3.99% foreign exchange fee

The most accurate way to check how much your Skrill international transfer will cost is to initiate your transaction. The app will give you a preview of how much you'll pay depending on your particular transfer.

Skrill exchange rates

You may have to pay a Skrill money transfer exchange rate when sending money in another currency. This markup is virtually a hidden fee built into the exchange rate, and it can be as high as 4.99% per transaction.⁴

For example, if the mid-market exchange rate is 1 USD = 0.85 EUR, Skrill might offer you a rate of 1 USD = 0.81 EUR. This means your recipient will get less money, and for large transfers, this difference can be very noticeable.

Sometimes, the intermediary bank that makes the transfer will convert the money into the correct currency for the recipient. This conversion also usually isn’t done at the mid-market rate.

Make fast, secure, and low-cost international transfers with Wise

avoid-big-transfer-costs

Send money to 140+ countries with the mid-market exchange rate and low, transparent fees with Wise. Set up a free Wise account online or in the Wise app on iOS and Android to transfer money fast in 40+ currencies.

Over 50% of Wise payments arrive instantly* — and all Wise transfers are deposited directly into your recipient's bank account for convenience.

No ongoing fees, no hidden charges and no hassle — just fast, transparent international transfers that can beat the banks.

Get started with Wise

*Transaction speed claimed depends on funds availability, approval by Wise’s proprietary verification system and systems availability of our partners’ banking system, and may not be available for all transactions.

How do you make a Skrill international wire transfer?

Here's how to transfer money internationally with Skrill:²

  1. Open the calculator and select your sending country and the destination country
  2. Specify how much you want to transfer and in which currency
  3. Choose your payment method
  4. Indicate whether you're sending money to yourself or someone else, then add the recipient's information
  5. Check all transaction details before clicking Confirm
  6. Enter your payment details and click Send

After your transfer is processed, Skrill will email you a complete breakdown of the transaction. You can also see your transfer history in My Transfers.

What information do I need to make an international wire transfer?

Most of the time, the only thing you need is the recipient's valid email address.⁵ This is one of the things that makes Skrill easy to use.

The person receiving the funds must have a Skrill account to access the money. If they don't already have an account, they'll receive an email explaining how to set one up.⁵

Depending on the destination country or transfer amount, Skrill might give you additional international wire transfer instructions or ask for more information for security purposes.

How long does an international wire transfer with Skrill take?

Once Skrill has received your payment, they typically deliver international transfers within 2 working days. The exact Skrill money transfer time depends on the destination country, your payment method, and other factors.²

After you complete your transaction, Skrill will give you an estimated international transfer delivery time so you'll know what to expect.

What is the wire transfer limit for Skrill?

Skrill accounts have lifetime aggregate limits based on all incoming wallet transactions.⁶

These limits track deposits and transfers from other Skrill users or merchants (excluding fees and refunds), and they apply to all US residents.

LevelSkrill limit⁶Requirements
Limit level 10 to 999.99 USDAvailable after signup and initial verification
Limit level 21,000 to 2,999.99 USDID submission and/or bank account verification
Limit level 33,000 USD and upBank account verification

You can check your current limit and remaining amount in Settings > Limit and verification.

When approaching your limit, you'll see a dashboard banner prompting you to complete additional verification.

Skrill contact information

There are a few different ways to contact Skrill if you run into any issues and need help.

For logged-in users, you can contact Skrill directly through your wallet via chatbot, messaging, and phone support.

If you can't log in, you can:⁷

  • Use Skrill's website chatbot
  • Send a message (responses take 24-48 hours)
  • Call +44 203 308 2520 during UK business hours (Monday through Friday, 9 am to 2 pm UK time)

Skrill can be a convenient way to send money from the US to other countries. However, it's important to understand that while Skrill advertises "free" transfers, the real expense comes from exchange rate markups that can reach up to 4.99% per transaction.⁴

Make sure to calculate both the up-front fees based on your payment method and the hidden costs in the currency conversion to get the best value for your money.

You can also use Wise as an alternative with low fees and no exchange rate markups. It's fast, simple, and secure.

Sources

  1. Paysafe - Skrill launches a free international Money Transfer service in the U.S.
  2. Skrill - International money transfer services
  3. Wikipedia - Skrill
  4. Skrill - Skrill Money Transfer
  5. Skrill - Who can I send money to using Skrill?
  6. Skrill - How can I increase my transaction limits?
  7. Skrill - How to contact us?
Sources checked 04/10/2025


*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.

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