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Sending GBP to countries outside of the UK

With Wise, you can send British pounds (GBP) to bank accounts in countries outside of the UK. You can also now send GBP to bank accounts in the UK that Wise otherwise can’t support. These are bank accounts that don’t accept CHAPS or Faster Payments.

As long as the receiving bank account is denominated in GBP, the receiving account details can be in both IBAN and account number formats, and you can send GBP there.

How it works

We send GBP to bank accounts outside of the UK using the Swift payment network. It’s different than a regular Wise transfer, so it’ll take a bit longer to reach the recipient.

  1. Set up your transfer on Wise. You’ll need to add a new recipient to get started.

  2. Add the IBAN or account number of the recipient’s bank account.

  3. Pay for your transfer. We’ll then send the GBP to your recipient as usual.

How much it costs

Your fee: It costs us extra to send money by Swift, so we’ll add that amount to the regular Wise fee.

For the most up to date information on your fees, please see the Terms of Use for your region.

Your recipient’s fee: Your recipient’s bank may charge fees to receive payments sent with Swift. Also, the recipient might be charged by any banks that handle the money along the way. We don’t have control over when these fees are charged, or how much they cost.

Where you can send GBP

You can send GBP to all SEPA countries, as well as to:

  • Aland Islands, Albania, Algeria, American Samoa, Angola, Anguilla, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Azerbaijan

  • Bahamas, Bahrain, Bangladesh, Barbados, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brunei Darussalam, British Virgin Islands, Burkina Faso

  • Cabo Verde, Canada, Cayman Islands, Chile, China, Christmas Island, Cocos (Keeling) Islands, Cook Islands, Costa Rica, Côte d'Ivoire

  • Dominica, Dominican Republic

  • Ecuador, Egypt, El Salvador, Ethiopia

  • Falkland Islands (Malvinas), Faroe Islands, Fiji, French Guiana, French Polynesia

  • Gabon, Gambia, Georgia, Ghana, Gibraltar, Greenland, Grenada, Guadeloupe, Guam, Guatemala, Guernsey, Guinea, Guinea-Bissau, Guyana

  • Haiti, Heard Island and McDonald Islands, Holy See, Honduras, Hong Kong

  • India, Indonesia, Isle of Man, Israel

  • Jamaica, Japan, Jersey

  • Kazakhstan, Kenya, Kiribati, Kosovo, Kuwait, Kyrgyzstan

  • Laos, Lebanon, Lesotho, Liberia

  • Macao, Malawi, Malaysia, Maldives, Mali, Marshall Islands, Martinique, Mauritania, Mauritius, Mayotte, Mexico, Micronesia, Moldova, Mongolia, Montenegro, Montserrat, Morocco, Mozambique

  • Namibia, Nauru, Nepal, Netherlands Antilles, New Caledonia, New Zealand, Nicaragua, Niger, Niue, Norfolk Island, North Macedonia, Northern Mariana Islands

  • Oman

  • Palau, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Puerto Rico

  • Qatar

  • Reunion, Rwanda

  • Saint Helena, Ascension and Tristan da Cunha, Saint Kitts and Nevis, Saint Lucia, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Samoa, São Tomé and Principe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Solomon Islands, South Africa, South Korea, Sri Lanka, Suriname, Svalbard and Jan Mayen

  • Taiwan, Tajikistan, Tanzania, Thailand, Timor Leste, Tonga, Trinidad and Tobago, Tunisia, Turks and Caicos Islands, Tuvalu

  • Uganda, Ukraine, United Arab Emirates, United States Minor Outlying Islands, United States of America, Uruguay, Uzbekistan

  • Vanuatu, Vietnam, Virgin Islands (US)

  • Wallis and Futuna

  • Zambia

What about FFC payments?

We can’t send For Further Credit (FFC) payments. FFC is a payment made to a beneficiary that is not final. This means you can't send money to a recipient who will then forward the money somewhere else. These transactions require a separate field for entering the actual final recipient, and we do not have that option.

Restrictions when sending from INR

You can send from INR to AED, AUD, BDT, BGN, CAD, CHF, CLP, CZK, DKK, EUR, GBP, GEL, HUF, IDR, MYR, NOK, NZD, PHP, PLN, RON, SEK, SGD, TRY, and domestic USD. Additionally, the recipient’s address must be in one of the following countries: Australia, Austria, Bangladesh, Belgium, Brazil, Bulgaria, Canada, Chile, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Georgia, Germany, Gibraltar, Greece, Hungary, Iceland, Indonesia, Ireland, Italy, Japan, Latvia, Liechtenstein, Lithuania, Luxembourg, Malaysia, Malta, Monaco, Netherlands, New Zealand, Norway, Philippines, Poland, Portugal, Romania, San Marino, Singapore, Slovakia, Slovenia, Spain, Sweden, Switzerland, Türkiye, UAE, the United Kingdom, and the United States.

Guide to INR transfers

Restrictions when sending from BRL

You can send money to most currencies we work with. Although, due to the way we're regulated, you can't send to Albania, Barbados, Botswana, Burkina Faso, Cambodia, Cayman Islands, North Korea, Ghana, Iran, Jamaica, Mauritius, Morocco, Myanmar, Nicaragua, Pakistan, Panama, Senegal, Syria, Uganda, Yemen, or Zimbabwe.

Guide to BRL transfers

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© Wise Payments Limited 2025

Wise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.

All investment services are provided by the respective Wise Assets entity in your location.