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SEPA countries and IBANs

Below is a list of SEPA countries (and corresponding information about IBANs of each country) that Wise can send euros (EUR) to and from locally.

However, some banks may not be SEPA compliant so we may need to send via Swift instead. 

To find your bank code (BIC), try our BIC finder tool.


SEPA countriesIBAN beginningLengthNotes
AustriaAT20-
AndorraAD24-
BelgiumBE16-
BulgariaBG22We can also send Bulgarian lev to Bulgaria
CroatiaHR21-
CyprusCY28-
Czech RepublicCZ24We can also send and receive Czech koruna to and from the Czech Republic
DenmarkDK18We can also send and receive Danish krone to and from Denmark
EstoniaEE20-
FinlandFI18Including Åland Islands
FranceFR27Including French Guiana, Guadeloupe, Martinique, Mayotte, Saint Barthélemy, Saint Martin (French part) and Saint Pierre and Miquelon, and Réunion Island.Does not include French Polynesia, New Caledonia, Wallis and Futuna and French Southern and Antarctic Lands
GermanyDE22-
GibraltarGI23We can also send British pounds to Gibraltar. For more information see our GBP article
GreeceGR27
HungaryHU28We can also send and receive Hungarian forint to and from Hungary
IcelandIS26-
IrelandIE22-
ItalyIT27-
LatviaLV21-
LiechtensteinLI21-
LithuaniaLT20-
LuxembourgLU20-
MaltaMT31-
MonacoMC27
NetherlandsNL18Excluding the Caribbean Islands
NorwayNO15We can also send and receive Norwegian krone to and from Norway
PolandPL28We can also send and receive Polish złoty to and from Poland
PortugalPT25Including the Azores, Madeira
RomaniaRO24We can also send and receive Romanian leu to and from Romania
San MarinoSM27-
SlovakiaSK24-
SloveniaSI19-
SpainES24Including the Canary Islands
SwedenSE24We can also send and receive Swedish krona to and from Sweden
SwitzerlandCH21We can also send and receive Swiss francs to and from Switzerland
UKGB22We can also send and receive British pounds to and from the UK

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  • What countries and regions can I send USD to via Swift?
  • What currencies can I send to and from?
  • Sending EUR to countries outside of Europe
  • Guide to USD transfers
  • Sending GBP to countries outside of the UK

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Wise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.

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