4.3 / 5 from 218,906 reviews

Send money to Canada from the UK

Q: Best way to send money to Canada from the UK?

Choosing the right way to send money with Wise will largely depend on your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper.

Q: How much can I send to Canada from the UK online?

Yes, there are limits for how much you can send to Canada with us. They depend on which currencies you send to and from, and how you pay. You can check the limits for each currency in our help center articles or in our calculator . We’ll also let you know if you try to send too much at one time. If you’d like to send more than our limits allow, you can. You’ll just need to set up several transfers that are under the limits.

Q: How to transfer money to Canada from the UK online?

Register for free Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account. Choose an amount to send Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive. Add recipient’s bank details Fill in the details of your recipient’s bank account. If you don’t know their details, we can request them for you. Verify your identity For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe. Pay for your transfer Send your money with a bank transfer, or a debit or credit card. That’s it We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Fast, low-cost, and secure online money transfers to Canada from the UK.

Send money from Canada to the UK instead.

FINTRAC regulated

Learn more

Over 16 million customers

Read on Trustpilot

You send exactly

0 GBP
4.26 GBPOur fee
–
4.26 GBPTotal fees
=
995.74 GBPTotal amount we’ll convert
×
1.7130

Recipient gets

Should arrive by Friday

Get started

Save when you send money to Canada from the UK

Sending 1,000 GBP with	Recipient gets(Total after fees)and transfer speed	Transfer speed
Cheapest	1,706.17 CAD1 day	1 day
Transfer fee 1.50 GBP Exchange rate(1 GBP CAD) 1.70873 Exchange rate markup 2.48 GBP Cost of transfer 3.98 GBP

	1,705.68 CAD- 0.49 CAD1 day	1 day
Transfer fee 4.26 GBP Exchange rate(1 GBP CAD) 1.71298 Exchange rate markup 0 GBP Cost of transfer 4.26 GBP

	1,699.24 CAD- 6.93 CADunavailable	unavailable
Transfer fee 0 GBP Exchange rate(1 GBP CAD) 1.69924 Exchange rate markup 8.02 GBP Cost of transfer 8.02 GBP

	1,697.34 CAD- 8.83 CADwithin 1 day	within 1 day
Transfer fee 0 GBP Exchange rate(1 GBP CAD) 1.69734 Exchange rate markup 9.13 GBP Cost of transfer 9.13 GBP

	1,695.97 CAD- 10.20 CADwithin 7 days	within 7 days
Transfer fee 9.50 GBP Exchange rate(1 GBP CAD) 1.71224 Exchange rate markup 0.43 GBP Cost of transfer 9.93 GBP

	1,694.89 CAD- 11.28 CAD4-5 days	4-5 days
Transfer fee 0 GBP Exchange rate(1 GBP CAD) 1.69489 Exchange rate markup 10.56 GBP Cost of transfer 10.56 GBP

	1,692.20 CAD- 13.97 CAD1-2 hours	1-2 hours
Transfer fee 0 GBP Exchange rate(1 GBP CAD) 1.69220 Exchange rate markup 12.13 GBP Cost of transfer 12.13 GBP

	1,677.81 CAD- 28.36 CAD4-6 days	4-6 days
Transfer fee 20 GBP Exchange rate(1 GBP CAD) 1.71205 Exchange rate markup 0.54 GBP Cost of transfer 20.54 GBP

	1,677.53 CAD- 28.64 CADwithin 4 days	within 4 days
Transfer fee 0.99 GBP Exchange rate(1 GBP CAD) 1.67919 Exchange rate markup 19.73 GBP Cost of transfer 20.72 GBP

	1,673.27 CAD- 32.90 CADwithin 6 days	within 6 days
Transfer fee 2.90 GBP Exchange rate(1 GBP CAD) 1.67813 Exchange rate markup 20.34 GBP Cost of transfer 23.24 GBP

	1,636.64 CAD- 69.53 CADwithin 6 days	within 6 days
Transfer fee 9.50 GBP Exchange rate(1 GBP CAD) 1.65234 Exchange rate markup 35.40 GBP Cost of transfer 44.90 GBP

	1,636.24 CAD- 69.93 CADwithin 5 days	within 5 days
Transfer fee 2.99 GBP Exchange rate(1 GBP CAD) 1.64114 Exchange rate markup 41.94 GBP Cost of transfer 44.93 GBP

	1,628.54 CAD- 77.63 CAD1 day	1 day
Transfer fee 0 GBP Exchange rate(1 GBP CAD) 1.62854 Exchange rate markup 49.29 GBP Cost of transfer 49.29 GBP

	1,628.27 CAD- 77.90 CAD1 day	1 day
Transfer fee 0 GBP Exchange rate(1 GBP CAD) 1.62827 Exchange rate markup 49.45 GBP Cost of transfer 49.45 GBP

The information above applies when you pay in via bank transfer or ACH payments. Information provided is not in real time and may be different from the actual rates and fees on the provider’s website. Transaction speed claimed depends on individual circumstances and may not be available for all transactions. How do we collect this data?

How to send money to Canada from the UK in 3 easy steps

Enter amount to send in GBP.

Pay in GBP with your debit card or credit card, or send the money from your online banking.

Choose recipient in Canada.

Select who you want to send money to and which pay-out method to use.

Send GBP, receive CAD.

The recipient gets money in CAD directly from Wise’s local bank account.

Create free account now

What you’ll need for your online money transfer to Canada from the UK

Register for free.

Choose an amount to send.

Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

Add recipient’s bank details.

Fill in the details of your recipient’s bank account.

Verify your identity.

For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

Pay for your transfer.

Send your money with a bank transfer, or a debit or credit card.

That’s it.

We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

How much does it cost to transfer money to Canada from the UK?

Pay a small, flat fee and percentage

To send money in GBP to Canada from the UK, you pay a small, flat fee of 0.87 GBP + 0.34% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fees for our low cost transfers

Fixed fee

0.87 GBP

Variable feeup to 100,000 GBP/month

0.34%

Variable feemore than 100,000 GBP/month

Discount applies

How long will a money transfer to Canada from the UK take?

A money transfer from the UK (GBP) to Canada (CAD) should arrive by Friday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

GBP

CAD

Should arrive

by Friday

Best ways to send money to Canada from the UK

PISP
PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
Swift
Using SWIFT to fund your transfer usually means that your transfer will take longer and be more expensive, as your bank will charge a fee. You should also bear in mind that other correspondent banks in between may also deduct their handling fees. Your bank should be able to advise on those fees.
Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
Google Pay
If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.