Send money with a credit card

Send money with a credit card from our website or mobile app, in just a few clicks. Join over 16 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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Over 16 million customers
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  • 40.31 CAD
  • 7.19 CADOur fee
  • 47.50 CADTotal fees
  • =
    952.50 CADTotal amount we’ll convert
  • ×
    0.7268

Should arrive in 9 hours

Get started

We charge as little as possible. No subscription

Sending 1,000 CAD withRecipient gets(Total after fees)
CheapestXe
722.70 USD
Transfer fee
0 CAD
Exchange rate(1 CAD USD)
0.722700
Exchange rate markup
5.60 CAD

Cost of transfer
5.60 CAD

Wise
721.23 USD- 1.47 USD
Transfer fee
7.70 CAD
Exchange rate(1 CAD USD)
0.726823
Exchange rate markup
0 CAD

Cost of transfer
7.63 CAD

Remitly
720.20 USD- 2.50 USD
Transfer fee
1.99 CAD
Exchange rate(1 CAD USD)
0.721637
Exchange rate markup
7.06 CAD

Cost of transfer
9.05 CAD

WorldRemit
709.60 USD- 13.10 USD
Transfer fee
3.99 CAD
Exchange rate(1 CAD USD)
0.712442
Exchange rate markup
19.72 CAD

Cost of transfer
23.71 CAD

TB Bank
708.08 USD- 14.62 USD
Transfer fee
0 CAD
Exchange rate(1 CAD USD)
0.708079
Exchange rate markup
25.72 CAD

Cost of transfer
25.72 CAD

RBC Royal Bank of Canada
708.01 USD- 14.69 USD
Transfer fee
0 CAD
Exchange rate(1 CAD USD)
0.708009
Exchange rate markup
25.82 CAD

Cost of transfer
25.82 CAD

Scotiabank
707 USD- 15.70 USD
Transfer fee
1.99 CAD
Exchange rate(1 CAD USD)
0.708410
Exchange rate markup
25.26 CAD

Cost of transfer
27.25 CAD

OFX
704.36 USD- 18.34 USD
Transfer fee
15 CAD
Exchange rate(1 CAD USD)
0.715087
Exchange rate markup
16.08 CAD

Cost of transfer
31.08 CAD

PayPal
696.30 USD- 26.40 USD
Transfer fee
2.99 CAD
Exchange rate(1 CAD USD)
0.698384
Exchange rate markup
39.06 CAD

Cost of transfer
42.05 CAD
This applies when you pay in via bank transfer. How do we collect this data?
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How to send money with a credit card in 3 easy steps

What is Credit Card money transfer?

Making a credit card transfer is fast, convenient, and means you can spread the cost of your payment over a few months if you’d like to.

You can make a credit card money transfer with Wise using a Visa or Mastercard credit card that’s issued in your name - or the name of your business if you hold a Wise Business account. Unfortunately, you can’t make a Wise credit card money transfer using an American Express credit card.

Your card will need to have a 16 digit number, an expiry date, and be 3D security enabled - this helps us keep you and your money safe.

There are also a small number of other specific situations in which you can’t make a Wise credit card money transfer, depending on where your card was issued, where your Wise account is registered, and the payment you’re sending.

Learn more about using credit cards.

Online money transfer fees

How much does it cost to send money with a credit card?

To send money with a credit card with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

How long does a money transfer with a credit card take?

A money transfer with a credit card (CAD-USD) should arrive by Thursday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

CAD
USD

Should arrive

by Thursday

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.