Send money to Philippines

Fast, low-cost, and secure online money transfers from Singapore to Philippines.

Regulated by the Monetary Authority of Singapore (MAS)
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Over 16 million customers
Read on Straits Times
  • 0 SGD
  • 6.77 SGDOur fee
  • 6.77 SGDTotal fees
  • =
    993.23 SGDTotal amount we’ll convert
  • ×
    42.4707

Should arrive in 20 minutes

Save when you send money to Philippines

Sending 1,000 SGD withRecipient gets(Total after fees)
CheapestWise
42,183.17 PHPSave up to 2,218.70 PHP
Transfer fee
6.77 SGD
Exchange rate(1 SGD PHP)
42.4707
Exchange rate markup
0 SGD

Cost of transfer
6.77 SGD

Instarem.
42,139.90 PHP- 43.27 PHP
Transfer fee
6.60 SGD
Exchange rate(1 SGD PHP)
42.4199
Exchange rate markup
1.20 SGD

Cost of transfer
7.80 SGD

Remitly
41,613.30 PHP- 569.87 PHP
Transfer fee
3.99 SGD
Exchange rate(1 SGD PHP)
41.7800
Exchange rate markup
16.26 SGD

Cost of transfer
20.25 SGD

OFX
41,271.17 PHP- 912 PHP
Transfer fee
0 SGD
Exchange rate(1 SGD PHP)
41.2712
Exchange rate markup
28.24 SGD

Cost of transfer
28.24 SGD

PayPal
40,209.59 PHP- 1,973.58 PHP
Transfer fee
6.75 SGD
Exchange rate(1 SGD PHP)
40.4829
Exchange rate markup
46.81 SGD

Cost of transfer
53.56 SGD

UOB
39,964.47 PHP- 2,218.70 PHP
Transfer fee
40.00 SGD
Exchange rate(1 SGD PHP)
41.6297
Exchange rate markup
19.80 SGD

Cost of transfer
59.80 SGD
This applies when you pay in via bank transfer. How do we collect this data?
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How to send money to Philippines in 3 easy steps

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Get dedicated support for large transfers

Moving big money? Get our how to guide and start a chat with our team of large-amount experts.

Get started with large transfers

How to send money to Philippines from Singapore

How to send money to Philippines from Singapore

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer money to Philippines?

Pay a small, flat fee and percentage

To send money in SGD to Philippines, you pay a small, flat fee of 1.10 SGD + 0.57% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
1.10 SGD
Variable feeup to 169,806 SGD/month
0.57%
Variable feemore than 169,806 SGD/month

How long will a money transfer to Philippines take?

A money transfer from Singapore (SGD) to Philippines (PHP) should arrive in 20 minutes. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

SGD
PHP

Should arrive

in 20 minutes

What you’ll need for your online money transfer to Philippines

Best ways to send money to Philippines

Trust Wise with safe & secure money transfers to Philippines

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money to Philippines from Singapore with the most international app

Looking for an app to send money to Philippines? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Let's answer some of your questions