IBAN in Germany

To make an IBAN, banks combine local account details into one string of characters. This means you can calculate an IBAN using these account details.

View full list of banks

What is the IBAN format in Germany ?

An IBAN (International Bank Account Number) is an internationally-agreed code made up of up to 34 letters and numbers that helps banks make sure that international transfers are processed correctly.

Each set of characters represents a different detail for your bank account. You can see the breakdown of this IBAN below.

What is the IBAN code in Germany?

IBAN in Germany consists of 22 characters:

2 letter country code
2 digit check number
8 digits for the bank code (BLZ code)
10 digit code for the bank account number

Already have an IBAN code?

Check IBAN

IBAN example in Germany	DE89370400440532013000
IBAN in print format	DE89 3704 0044 0532 0130 00
Country code	DE
Check digits	89
Bank code (BLZ code)	37040044
Bank account number	0532013000

Do you need an IBAN in Germany?

Yes. If you’re making – or expecting to receive – an international money transfer to a bank account in Germany, then just a standard bank account number isn’t enough. If you want your money to arrive quickly and safely, you’ll usually need to give the bank a few extra details, such as an IBAN or SWIFT code.

Banks assign IBANs to each of their accounts to make sure that international transfers are processed correctly.

IBANs contain all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean.

Calculate IBAN

Compare prices for sending money abroad

Banks and other transfer services have a dirty little secret. They add hidden markups to their exchange rates - charging you more without your knowledge. And if they have a fee, they charge you twice.

Wise never hides fees in the exchange rate. We give you the real rate. Compare our rate and fee with Western Union, ICICI Bank, WorldRemit and more, and see the difference for yourself.

Sending 1,000.00 USD with	Recipient gets(Total after fees)	Transfer fee	Exchange rate(1 USD → EUR)
Cheapest	913.61 EUR	0.00 USD	0.913611
	912.61 EUR- 1.00 EUR	7.65 USD	0.919650
	908.15 EUR- 5.46 EUR	2.99 USD	0.910869
	907.08 EUR- 6.53 EUR	0.00 USD	0.907077
	903.72 EUR- 9.89 EUR	0.99 USD	0.904618

No hidden fees.

We’re on a mission to bring transparency to finance, for people without borders. We charge as little as possible, and we always show you upfront. No hidden fees. No bad exchange rates. No surprises. How do we collect this data?