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Not your average current account
Send, spend and manage your money across 160+ countries and earn a game-changing return. Can your bank say the same?
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The current account that pays up
Unlike banks, Wise is built to save you money internationally and earn standout returns at home.1 It’s good for your money.
Earn 3.25% variable rate
When Wise Assets is on, your money’s invested in a super low-risk fund. Keep spending it every day, just like with other current accounts.1
Instant international transfers
74% of transfers arrive in under 20 seconds, 95% in a day. That’s fast.1
Get paid around the world
Your bank does GBP. A Wise current account gets you paid fast and free from anywhere with local IBANs, routing numbers and more.
One card, every country
Never leave home without it. Welcomed at 2 million ATMs worldwide and good for spending in 160+ countries.
Every bill, one account
Set up Direct Debits and repeat payments for rent and utilities, no matter what country they're in.
Simply convenient
Spend with pals from one pot
Split tabs and tables instantly
Take pics, pay bills
No plans, all premium
Unlike banks, a Wise current account is global by default. And it's up to 70% cheaper internationally.1
No fee to sign up
Your account is free to open, and we don't charge a subscriptionUse 40 currencies for free
No conversion? No fee. And no foreign transaction costs eitherReal mid-market exchange rate
Unlike others, we never add anything to the exchange rate1Built-in security
Safety checks on every transaction
24/7 fraud monitoring
Eligible for protection up to £85,000 under FSCS (Financial Services Compensation Scheme) with Wise Assets