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  • How do I receive money from Upwork with Wise?

How do I receive money from Upwork with Wise?

Upwork is a freelancing platform that helps businesses and individuals conduct business, and for freelancers to get paid. 

Upwork operates in USD. If you decide to get paid in a different currency, the platform will convert the money at an exchange rate decided by Upwork before paying out to your Wise account. 

You can receive money from Upwork in a number of currencies, but it’s best to get paid in USD and convert the money within Wise. Regardless of what country you live in, you can opt to receive payments in USD to your Wise account.

Set up your USD account details on Upwork

Make sure you already have USD account details with Wise before you start.

On Upwork:

  1. Go to Settings

  2. Select Get paid

  3. Select Payment details and Add method

  4. Select Direct to US Bank (USD) and Set up

  5. Add your USD account details from Wise

  6. Check the box to validate the information provided — you’ll have to confirm this by entering your Upwork password

  7. Confirm the details by selecting Add account

  8. Upwork might send you 1 or 2 microdeposits to your Wise USD account to verify your ownership of the account. This can take 1–3 days to arrive, and you’ll need to go to Upwork and confirm the amounts received

You're all set! Now you can get paid in USD from Upwork.

For getting paid in other currencies, you can select Direct to local bank and enter your account details. Upwork might say they can’t find the branch of the bank — in that case, you’ll need to add the bank address for your account details by selecting Enter branch address manually. 

Read our blog about getting paid on Upwork

Learn more on Upwork support

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© Wise Payments Limited 2025

Wise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.

All investment services are provided by the respective Wise Assets entity in your location.