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Using Wise Interest or Stocks in Finland

Find general guidance about taxes when using Wise Interest or Stocks.


When you turn on Interest or Stocks, you’re investing in units in a fund. If you’re a Finnish tax resident, this means you may need to pay capital gains tax. 

Capital gains tax may become due when you dispose of units in the fund — in other words, when you spend, send, convert or move money to another account — and you realise a gain.

Filing a tax return

Finland tax resident individuals will need to submit a Finnish personal income tax return to report their income and holdings each year with the Finland tax authorities.

You can find more information on the Finland tax administration website.

If you're a sole trader using Interest or Stocks, the guidance above does not apply to you — we’d advise speaking to your own tax advisers.

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