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Can I send from a joint bank account?

Yes. As long as:

  • you’re one of the account holders

  • your name on the account matches the name on your Wise account.

Tip:  We’ll ask you to enter the name of the other bank account holder when you set up your transfer. This helps us identify that your money’s coming from a joint account.

Do I need to prove that a joint bank account is in my name?

Ordinarily, no. But banks sometimes send us the names on joint accounts incorrectly. If this happens, we’ll email you and ask for a proof of joint account document.

Your transfer will be paused until we’ve received and approved that document. We’ll normally check it within 2 working days of receiving it from you.

Tip: A proof of joint account document is either a screenshot or PDF of your joint bank statement, clearly showing your name, the bank’s name, and the account number.

Learn more about verifying your joint account

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© Wise Payments Limited 2025

Wise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.

All investment services are provided by the respective Wise Assets entity in your location.