WiseWise
Log inRegister
Log inRegister
  • Help home
  • Sending money
  • Is it safe to send large amounts with Wise?

Is it safe to send large amounts with Wise?

It can be stressful sending large amounts abroad. So we do a lot to make sure you, your money, and your data are always safe and protected.

We’re regulated around the world

Wise is regulated by local regulators in every country we're in. We operate according to the rules they’ve made to protect consumers in each region.

Learn more about how and where we’re regulated

We safeguard your money

When you use Wise, we safeguard your money by holding it in dedicated bank accounts or high quality liquid assets.

The money in your account is covered by assets that are worth the same value. We hold the assets in separate accounts with these financial institutions.

Learn more about safeguarding

We make your login safe

You can protect your account with 2-step verification. Every time you log in, and every time you make a transfer, we’ll ask you to verify that it’s you by text message, fingerprint, or face recognition. This way no one else can access your account or make payments on your behalf.

Learn how to set up your 2-step verification

We have dedicated anti-fraud and support teams

Our fraud team makes sure our customers, and their money and data, are protected from fraud. 

We also have a support team dedicated to helping people who send large amounts with us. If you have any questions or concerns along the way, just get in touch.

Was this article helpful?

Related articles

  • Tips for getting started with large transfers
  • How our Japanese entity, Wise Payments Japan K.K., safeguards customer funds
  • How much does it cost to send large transfers?
  • How our EU entity, Wise Europe SA, safeguards customer funds
  • How our UK entity, Wise Payments Ltd, safeguards customer funds

Company and team

  • Company and team
  • Security
  • Press
  • Careers
  • Service status
  • Investor relations
  • Affiliates and partnerships
  • Help centre
  • Reviews
  • Accessibility

Wise Products

  • International money transfer
  • Wise account
  • International debit card
  • Large amount transfer
  • Receive money
  • Assets
  • Wise Platform
  • Wise Business
  • Business debit card
  • Mass payments

Resources

  • News and blog
  • Research privacy policy
  • Currency converter
  • International stock ticker
  • Swift/BIC codes
  • IBAN codes
  • Rate alerts
  • Compare exchange rates
  • Incorporate your company
  • Invoice generator
  • Business Calculators

Follow us


Legal
Privacy policy
Cookie Policy
Complaints
Country site map
Modern slavery statement

© Wise Payments Limited 2025

Wise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.

All investment services are provided by the respective Wise Assets entity in your location.