WiseWise
Log inRegister
Log inRegister
  • Help home
  • Wise card
  • How long do refunds to my Wise card take?

How long do refunds to my Wise card take?

If you're expecting a refund to your Wise card it's important to know that every merchant has their own refund policy, so be sure to check their website and terms of use.

Once your refund has been issued, it typically takes 5–10 working days for the money to arrive to your account. If you’ve been waiting for more than 10 working days, get in touch with the merchant first.

We can't track or see refunds until the money arrives, but we'll always automatically deposit the money into your balance when we receive it.

If the transaction is still pending

If you’re expecting money back from a transaction that’s pending, the merchant can:

  • cancel the pending transaction and the money will return to your account right away

  • do nothing and the money will return in 7 days for most payments, or in 30 days in cases such as a booking deposit or hotel reservation

  • complete the transaction and issue a refund as a new transaction.

Was this article helpful?

Related articles

  • My Wise card transaction is still pending
  • I've been charged multiple times for the same transaction
  • How long do refunds take?
  • I need to report a fraudulent Wise card payment
  • How long does it take to receive each currency into my Wise account?

Company and team

  • Company and team
  • Security
  • Press
  • Careers
  • Service status
  • Investor relations
  • Affiliates and partnerships
  • Help centre
  • Reviews
  • Accessibility

Wise Products

  • International money transfer
  • Wise account
  • International debit card
  • Large amount transfer
  • Receive money
  • Assets
  • Wise Platform
  • Wise Business
  • Business debit card
  • Mass payments

Resources

  • News and blog
  • Research privacy policy
  • Currency converter
  • International stock ticker
  • Swift/BIC codes
  • IBAN codes
  • Rate alerts
  • Compare exchange rates
  • Incorporate your company
  • Invoice generator
  • Business Calculators

Follow us


Legal
Privacy policy
Cookie Policy
Complaints
Country site map
Modern slavery statement

© Wise Payments Limited 2025

Wise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.

All investment services are provided by the respective Wise Assets entity in your location.