Can I send money to someone with only their email address?

If you don’t know your recipient’s bank details, you can usually send money to them using their email address or use our money to link feature.

M2E (Money to Email) is currently available on the website only.

• If they’re on Wise, we’ll try to find their account details. Make sure they have this feature enabled.

• If they’re not on Wise, we’ll send them an email asking for their bank details.

• If they're on Wise, but you don't know their details or they can't receive money into their account, we’ll send them an email and they can enter their bank details.

If the person you’re sending money to doesn’t accept the email transfer within 1 week, we’ll refund your money back to the bank account it came from.

Unfortunately, you can’t send money to someone using only their email address if

• you’re sending from BRL, and INR.

• you’re sending to LKR, BDT, COP, CNY, UAH, GHS.

• they don't have local account details in the currency you're sending to. For example if you're sending them USD, they have to have account details in the US. Swift transfers are not supported.

• you're sending JPY and the amount is over 1 million