How can I send money from my Wise account?

Sending money that you have in  your Wise account is faster than sending from a bank account outside of Wise — and for transfers over 1,000 GBP or its equivalent in other currencies, the fees are lower, too.

Learn how much it costs to withdraw or send money from your balances

Before you start, you’ll need to open a balance and make sure you have enough money there to make your transfer. Here’s how to add money.

There are 2 ways to start a transfer using money that’s already in your account:

Go to one of your currencies and send money from there

• From the Home tab, choose the currency that you’d like to send from. You can select and then send from any currency that’s in your main account, or in a jar or group

• Click Send

• Select who you're sending to and enter the amount you want to send

• Click Confirm and send — you may need to enter your Wise password, or use fingerprint or facial recognition, to finish sending money.

Set up a transfer and choose to pay with money that’s in your account 

1. From the Home tab click on Send

2. Set up a transfer by going through the standard transfer steps

3. At the payment step, choose the currency that you want to pay with. When sending money using the Send button on the Home tab, you’ll only be able to send from currencies in your main account.

4. You may need to enter your Wise password, or use fingerprint or facial recognition, to finish sending money

Here’s what to do if you’ve forgotten your password

Direct debits

If you want to give a company permission to take regular payments from your account, such as for rent, subscriptions, or recurring bills you can set up direct debits for AUD, CAD, GBP, EUR, and USD in your main account.

Learn how to set up a Direct Debit

Sending BRL from your account

For Brazilian customers with BRL in your accounts, you can't send money using this method to bank accounts owned by other people or businesses. However, you can still send money to your own accounts.

If you're sending BRL from your personal account , you can only send to external personal bank accounts that you own. If you're sending BRL from your business account , you can only send to external business bank accounts owned by the same entity.