What is an international money transfer?

An international money transfer is a way to make payments from your bank account to another bank account in a different country. Sending international money transfers with a traditional bank can be expensive though — it can be much cheaper with Wise.

How long does an international money transfer take?

For popular currencies, Wise can send your money within one day — or even within seconds. Sometimes, payment methods or routine checks can affect the transfer delivery time. We’ll always keep you updated, and you can track your transfer in your account.

How do I send an international money transfer?

Sign up for free online or using our app. All you need is an email address, or a Google or Facebook account. Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive. Add your recipient’s bank details. If you don’t know their details, we can request them for you. Verify your identity. For some currencies, or for large transfers, we’ll need to verify you — we usually just need a photo ID. This helps us keep your money safe. Pay for your transfer with a debit or credit card, or bank transfer. That’s it. You can track your transfer in your account, and we'll tell your recipient the money is on its way.

What’s the best way to send money abroad?

Choosing how you want to send money with Wise largely depends on your payment method. Some are faster than others, and some may be slower but cheaper.

How is Wise regulated?

Wise is an authorised Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA) in the United Kingdom.

How much can I send abroad? Are there limits to how much I can send?

Yes, there are limits to how much you can send with us. They depend on the currencies you’re sending to and from, and how you pay. You can check the limits for each currency on our Help Centre , or by using our calculator . We’ll also let you know if you try to send too much at one time.

How do I know the money will get there?

We follow a strict set of rules set by regulatory agencies in every country we operate in, so you can feel assured that we’ll send the money to exactly where you’ve told us to send it. You can check what recipient details you entered by downloading a transfer receipt.

How will the money be received?

When you send an international money transfer, we’ll simply deposit the money into your recipient’s bank account — unless you’ve selected a method where this works differently, like Interac for CAD, for example.

How can I avoid a wire transfer fee?

You can avoid a wire transfer fee by selecting a different payment method — like ACH bank debit, credit or debit card. Keep in mind, these payment methods have lower limits. So if you want to send a large amount, you’ll need to send multiple smaller transfers.

What documents do I need to send an international money transfer?

Because Wise is a regulated financial institution, we need to know who our customers are. It helps us combat money laundering, and keep everyone’s money safe. So depending on multiple factors, we can ask for identifying documents at any time. Typically, we’ll ask for a photo ID and/or proof of address — but sometimes we’ll ask for other information.

International money transfers

Join over 12.8 million people sending money abroad — with fees as low as 0.1%.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (95h)

You send exactly

Sending over 20,000 GBP or equivalent? We'll discount our fee

Recipient gets

Paying with

Bank transfer

Bank transfer fee
0 HUF
Our fee
381 HUF

Total included fees (19.05%)
381 HUF

Should arrive in seconds

How to send money internationally from the UK

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to bank accounts around the world. Your recipient doesn't need Wise to receive money. Just enter bank details like you would a domestic transfer.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send. Check out the fees — and see exactly how much you’ll get on the other side.

Pay by bank transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

Larger transfers. Lower fees. Premium support.

Pay less when you send over 20,000 GBP or equivalent. Plus get dedicated support from our expert team

Learn about large transfers

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money internationally with WISE

The best way to send Hungarian forint to British pound is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Google Pay
If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.

Cheapest way to send money abroad from United Kingdom

The cheapest way to send 2,000 HUF to GBP is from a Wise balance and costs 222 HUF. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

HUF

GBP

Sending 2,000 HUF	Transfer cost
Bank transfer	381 HUF

Google Pay	421 HUF

Apple pay	421 HUF

Debit card	451 HUF

Credit card	421 HUF

Fastest way to send money abroad from United Kingdom

Sending money with Wise is super fast: 64% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

HUF

GBP

Sending 2,000 HUF	Should arrive
Bank transfer	in seconds

Google Pay	in seconds

Apple pay	in seconds

Debit card	in seconds

Credit card	in seconds

Send money from the UK with the Wise app

Looking for an international money transfer app? Send money on the go with Wise.

Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.

Download Wise

Do more with Wise in the US

You can use Wise for much more than just sending money. Here is what's available, based on where you live.

Open an account

Receive money fast
Get paid easily in other currencies with global account details.
Explore getting paid
Save on spending abroad
Pay and withdraw cash worldwide without any foreign transaction fees.
Learn about Wise cards
3.92%APY on USD
Receive interest*
Opt in and get passthrough FDIC insurance up to $250,000 through our Program Bank.¹
See our interest feature

*Receive interest is not available to residents of New York and Alaska at this time.

Frequently asked questions

See where Wise works

Send money
Account details
Hold and convert money

The current Program Bank is JPMorgan Chase Bank, N.A., see Appendix 1 of the Program Agreement for the most updated list of Program Bank(s). Eligible customers must opt in to the interest feature. Participants will have the balance of their USD funds held in their Wise Account “swept” into a Federal Deposit Insurance Corporation (“FDIC”) insured interest-bearing account at one or more participating banks (each, a “Program Bank”) that will hold and pay interest on the deposit funds. For a complete list of Program Banks, please see Appendix 1 of the Program Agreement. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the Program Banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The Program is not intended to be a long-term investment option, checking or savings account, investment contract or security.

For customers opted in to receive interest on EUR and GBP balances, the FDIC passthrough insurance provided by our program bank is for up to the equivalent of 250,000 in total for your USD, EUR and GBP combined balance amounts (collectively, the “Eligible Balances”).

International money transfers

How to send money internationally from the UK

1. Choose where the money's going

2. Choose how much to send

3. Choose how to pay

Larger transfers. Lower fees. Premium support.

How we keep your money safe

Best ways to send money internationally with WISE

Bank Transfer

Google Pay

Apple Pay

Debit Card

Credit card

How to receive money

IBAN

Swift

Email

Cheapest way to send money abroad from United Kingdom

Fastest way to send money abroad from United Kingdom

Send money from the UK with the Wise app

Cheap transfers abroad

Track exchange rates

Real-time notifications

4.3 / 5 on Trustpilot from 260,330 reviews

Do more with Wise in the US

Receive money fast

Save on spending abroad

Receive interest*

Frequently asked questions

What is an international money transfer?

How long does an international money transfer take?

How do I send an international money transfer?

What’s the best way to send money abroad?

How is Wise regulated?

How much can I send abroad? Are there limits to how much I can send?

How do I know the money will get there?

How will the money be received?

How can I avoid a wire transfer fee?

What documents do I need to send an international money transfer?

See where Wise works