We've made some changes to our fees. Learn more here.

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Wise is built to save you money

Other providers hide fees in the exchange rate to charge you more. Not Wise. See our great rates and low, clear prices.

Switch to Wise Business

Precise and predictable

Check the prices for each of our features. You only pay for what you use — no subscriptions or plans.

Send money

Make low-cost global transfers with great rates, guaranteed

Receive money

Get paid from abroad in the way that suits you

Convert money

Exchange currencies quickly without hidden fees

Use the Wise Multi-Currency Card

Spend and withdraw worldwide just like you do at home

  • Truly transparent pricing
    Always know what you’re paying upfront, unlike others who hide their cut
  • Fair exchange rates
    We only use the mid-market rate — the one you can check on Google
  • Convert more, save more
    Get even lower prices with volume discounts when you make big conversions

Fees at a glance

  • Registering with Wise

    • Register for a Wise account

      Free

  • Sending money

    • Sending money

      Fee varies by currency

      From 0.57%

  • Spending with your card

    • Withdrawing 100 USD per month per account

      2 or less withdrawals

      Free

    • ATM fees over 100 USD per month per account

      + 1.50 USD per withdrawal

      2%

    • Topping up external e-wallets

      Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ.

      2%

    • Getting the Wise Multi-Currency Card

      No subscription fees

      9 USD

    • Converting money

      Fee varies by currency

      From 0.57%

    • Pay with the Wise Multi-Currency Card

      Spend funds in your balance in the same currency online, in-store and abroad safely

      Free

  • Holding money in your account

    • Holding money in your account

      Free

  • Receiving money

    • Getting account details to receive in 23 currencies

      Learn more

      Free

    • Receiving domestic payments (non-Swift / non-wire)

      Receive AUD, CAD, EUR, GBP, HUF, NZD, SGD, TRY, USD

      Free

    • Receiving USD wire and Swift payments

      Fixed fee per payment

      6.11 USD

    • Receiving GBP Swift payments

      Fixed fee per payment

      2.16 GBP

    • Receiving EUR Swift payments

      Fixed fee per payment

      2.39 EUR

    • Receiving Swift payments in an additional 20 currencies

      You can see how much they cost here

Pay even less between friends

Both on Wise? It's free to send or receive the same currency between contacts on Wise. If you need to send a different currency, sending straight to their Wise balance is cheaper.

Sign up today