How to withdraw money from Google Pay and transfer to bank?

US Google customers can withdraw money from Google Pay®¹ to a bank account or card via the Google Pay app. If you’re stuck on how to withdraw money from Google Pay this guide tells you all you need to know.

We’ll look at how to transfer money from Google Pay to a bank account step by step, and as a bonus we’ll introduce Wise as a Google Pay compatible service you can use to send and receive payments internationally.

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Can you withdraw money from your Google Pay account to your bank?

Yes. However, there are a couple of caveats. Only customers based in the US can withdraw money from Google Pay, plus there are limits to the amount you can transfer². We’ll cover that in more detail later.

If you’re interested in using Google Pay to send an international payment it’s helpful to know your options are pretty limited unless you also use a third party service like Wise. We’ll look at Wise in more detail later.

Interested in learning more about Google Pay? Here are some other handy resources for you:

• Not sure between Apple Pay vs Google Pay? Here’s the Apple Pay vs Google Pay guide you need
• Interested in how Google Pay lines up vs PayPal? Get a Google Pay vs PayPal review here
• Learn about how to link PayPal and Google Pay here
• Stuck between Samsung Pay and Google Pay? Here’s a Samsung Pay vs Google Pay guide to help

How to withdraw money from your Google Pay account to your bank: Step-by-step

Here’s a full guide to withdrawing from Google Pay to a bank or card, step by step:

1. Log into the Google Pay app
2. Tap your profile icon and then the Google Pay balance icon
3. Tap Transfer out and enter the amount you want to transfer.
4. Tap Next and add your preferred payment method.
5. Tap Transfer out

You’ll need to have added a payment method such as a bank account or debit card before you can make a withdrawal. If you want to withdraw from your balance to a bank account, there’s no Google fee, and your money is deposited in 1–5 business days.

If you prefer to send your payment to a debit card, it can arrive instantly, but there's a fee of 1.5% (minimum fee of 0.31 USD).

Google Pay withdrawal limits

Google Pay has rolling 7 day limits for withdrawals. In a 7 day period, you can make up to 30 withdrawals³.

• Minimum withdrawal amount - 1.00 USD
• Maximum withdrawal in a 7 day period - 20,000 USD for verified accounts, 700 USD for unverified
• Maximum single transaction withdrawal - 5,000 USD for verified accounts, 700 USD for unverified

Get a Wise account and save when sending money abroad (works with Google Pay)

Looking for Google Pay compatible ways to send money overseas? Meet Wise. You can’t easily send payments internationally directly with Google Pay, but with Wise you can. Plus you’ll get low fees from 0.41%⁴ and fast or even instant delivery times⁵ .

You can use Google Pay to set up your transfer online or in the Wise app, and you’ll get the mid-market exchange rate every time. If you’d like, you can also open a Wise Account and order a Wise card you can add to Google Pay, so you can make mobile payments in 50+ currencies with low fees and the mid-market rate. Easy.

Get a Wise account today to enjoy :

• Bank details in 10 currencies
• The option to hold, send, spend and convert 50+ currencies at once
• Send money overseas with low and transparent fees,
• Order a Wise card for a one time fee of just $9 - for use in 174 countries
• Mid-market exchange rates on all transactions.

Bottom line

US Google Pay customers can withdraw a balance to their linked bank account or card easily and conveniently. This guide covers all you need to know - and if you’re looking for Google Pay ways to send money overseas, check out Wise as a simple and cheap way to send quick transfers to 80+ countries.

Learn more about Wise

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1. Google Pay
2. Google Pay Help - withdraw money
3. Google Pay withdrawal limits
4. Pricing/fees: Please see Terms of Use for your region or visit Wise Fees & Pricing for the most up to date pricing and fee information
5. Speed: The speed of transaction claim depends on funds availability, approval by Wise's proprietary verification system and systems availability of our partners' banking system, and may not be available for all transactions

All sources checked on 15 May 2023