MAJORITY Visa debit card review: Fees & features (2024)

Thinking of opening an account with Majority? While primarily a mobile banking provider for migrants in the US, its accounts are open to everyone. And you get a debit card as part of the package.

Below, we’ll take a closer look at the Majority debit card, covering features, fees and more.

We’ll also show you an alternative which could be a better fit - the Wise card.

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What is the Majority debit card?

The Majority card comes free with the Majority checking account, which is provided through Axiom bank.

It’s a contactless Visa debit card, so can be used anywhere that Visa payments are accepted.

Majority debit card features

So, what can you do with the Majority card, and is it worth getting one? Let’s take a look at the features on offer:¹

• Exclusive local discounts when you spend at any of Majority’s community discount partners. This includes grocery stores and restaurants, as well as professional tax and legal services.
• Fee-free cash withdrawals at over 55,000 ATMs in the US
• ATM withdrawals and payments abroad, with no foreign transaction fees. This includes online purchases from overseas retailers.
• Anti-fraud protection on all purchases
• Compatible with mobile wallets such as Google Pay and Apple Pay.

Where can I get a Majority card?

You can get a Majority debit card when you open a Majority checking account. One thing about Majority is that you don’t need an SSN to open an account - all you need is a government-issued ID like a passport.¹

Are there any fees with the Majority debit card?

The Majority card has no initial or monthly fees, although the checking account comes with a monthly subscription fee of $5.99 (free for 30 days).¹

Majority also charges no fees for:¹

• Using your card abroad
• Withdrawing cash at 55,000+ network ATMs throughout the US - although you’re likely to be charged if you use an out-of-network ATM.

Spend worldwide with the Wise card

Weighing up all of your options? Make sure you check out the Wise card, a powerful contactless card for spending and withdrawing cash in 150+ countries.

Order your Wise card for a one-time fee of $9 and you’ll get:

• Your dollars automatically converted to the local currency at the mid-market exchange rate whenever you spend. There’s just a small conversion fee, or there’s no charge if you already have the currency in your Wise account.
• Fee-free foreign ATM withdrawals up to $100 a month (remember though that ATM operators may charge their own fee).

💡 Wise is a money service business, offering a multi-currency account with no monthly fees, plus international money transfer services and a debit card. Find out how to use the Wise card here.

Get a Wise Account today

Please see Terms of Use for your region or visit Wise Fees & Pricing: Only Pay for What You Use for the most up-to-date pricing and fee information.

Bottom line

So, there you go - a full rundown of the Majority Visa debit card.

It’s a pretty good all-round card, offering cashback on everyday purchases and fee-free international spending too. But you’ll also need to factor in the $5.99 monthly fee for using the checking account.

If you’d prefer to swerve the monthly fee, consider the Wise card instead. It has just a one-time charge to get the card, then no recurring fees after that.

Learn more about Wise

💡 Read more about debit cards in our guides to international prepaid cards and free prepaid cards..

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Frequently asked questions

Is Majority a good bank?

Majority isn’t a bank, but a digital finance platform that offers bank-like services. It’s pretty well reviewed, with TrustPilot US users giving it an ‘Excellent’ rating of 4.6.²

What is Majority payment?

Majority Pay is a feature offering an instant, free way to pay friends, family or other Majority users.

Is there a Majority credit card?

No, there’s only a debit card available at Majority at the moment.

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Sources used for this article:

1. Majority - Visa debit card
2. TrustPilot - Majority

Sources checked on 02-Aug-2023.