4.3 / 5 from 220,075 reviews

Instant money transfers

Q: What affects the speed of my transfer?

Currency routes — sometimes it’s quicker to send from one particular currency to another. Payment method — compare methods and choose the one that gets your money to its destination fastest. Extra checks — some routes and larger transfers might need to double checked just to be sure

Q: How can I check the status of my transfer?

You can always check the status of the transfer from your Activity feed. Log in to Wise. Click on Activity. Find the transfer, and click View transfer details

Q: Why might a transfer take longer than estimated?

Transfers can take longer when: You used a slower payment method (eg. bank transfer) - while it costs you less, banks can take 1-2 business days to send us the funds. You sent the money just before weekends and bank holidays - unfortunately banking hours are beyond our control, and can slow down the transfer.

Q: How can I send money faster?

If you want to send money faster; Review and confirm the recipient details are correct. Choose a faster payment method (eg. card payment). Make sure your account is verified. Please note, if you set up payments close to the weekend, money may not reach the recipient until the next working day.

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

DIA regulated

Learn more

Over 16 million customers

Read on Trustpilot

You send exactly

0 NZD
5.45 NZDOur fee
–
5.45 NZDTotal fees
=
994.55 NZDTotal amount we’ll convert
×
0.6115

Recipient gets

Should arrive by Tuesday

Get started

How long will a money transfer take?

Sending money from	Sending money to	Payment method	Should arrive by
NZD	EUR	Bank Transfer	by Tuesday
NZD	AED	Bank Transfer	by Tuesday
NZD	AUD	Bank Transfer	by Tuesday
NZD	BDT	Bank Transfer	by Tuesday
NZD	BGN	Bank Transfer	by Tuesday
NZD	BRL	Bank Transfer	by Tuesday
NZD	CAD	Bank Transfer	by Wednesday
NZD	CHF	Bank Transfer	by Tuesday
NZD	CLP	Bank Transfer	by Thursday, 23 May
NZD	CNY	Bank Transfer	by Tuesday 01:00
NZD	COP	Bank Transfer	by Tuesday 01:00
NZD	CRC	Bank Transfer	by Wednesday
NZD	CZK	Bank Transfer	by Tuesday
NZD	DKK	Bank Transfer	by Tuesday
NZD	EGP	Bank Transfer	by Tuesday
NZD	FJD	Bank Transfer	by Tuesday 01:00
NZD	GBP	Bank Transfer	by Tuesday 01:00
NZD	GEL	Bank Transfer	by Tuesday
NZD	HKD	Bank Transfer	by Tuesday 01:00
NZD	HUF	Bank Transfer	by Tuesday 01:00
NZD	IDR	Bank Transfer	by Tuesday 04:00
NZD	ILS	Bank Transfer	by Wednesday
NZD	INR	Bank Transfer	by Tuesday 01:00
NZD	JPY	Bank Transfer	by Tuesday 02:00
NZD	KES	Bank Transfer	by Tuesday 02:00
NZD	KRW	Bank Transfer	by Tuesday 01:00
NZD	LKR	Bank Transfer	by Tuesday 01:00
NZD	MAD	Bank Transfer	by Thursday, 23 May
NZD	MXN	Bank Transfer	by Tuesday 01:00
NZD	MYR	Bank Transfer	by Tuesday 01:00
NZD	NOK	Bank Transfer	by Thursday, 23 May
NZD	NPR	Bank Transfer	by Tuesday 02:00
NZD	PHP	Bank Transfer	by Tuesday 01:00
NZD	PKR	Bank Transfer	by Tuesday 01:00
NZD	PLN	Bank Transfer	by Wednesday
NZD	RON	Bank Transfer	by Wednesday
NZD	SEK	Bank Transfer	by Tuesday
NZD	SGD	Bank Transfer	by Tuesday 01:00
NZD	THB	Bank Transfer	by Tuesday 01:00
NZD	TRY	Bank Transfer	by Tuesday 01:00
NZD	TZS	Bank Transfer	by Tuesday
NZD	UAH	Bank Transfer	by Tuesday
NZD	UGX	Bank Transfer	by Tuesday
NZD	USD	Bank Transfer	by Tuesday
NZD	UYU	Bank Transfer	by Thursday, 23 May
NZD	VND	Bank Transfer	by Tuesday 02:00
NZD	ZAR	Bank Transfer	by Tuesday

How to send money abroad instantly?

Use our calculator to get an estimate for your transfer.

If your estimation says "should arrive in seconds" — your transfer will be instant.

Choose the fastest payment option.

For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

Complete the transfer.

Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

Create free account now

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 45% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

Fast money transfers are easy

Wise makes transferring money fast, and sometimes — instant. We believe that:

You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
You should always know where your money is. So keep track of your money by using our in-app Money tracker.
All transfers should be instant — we’re on a mission to bring you just that.

Send money instantly with the most international app

Looking for an app to send money instantly? Sending money is easy with Wise app.

Cheaper transfers abroad - free from hidden fees and exchange rate markups.
Check exchange rates - see on the app how exchange rates have changed over time.
Repeat your previous transfers - save the details, and make your monthly payments easier.

Learn more about the Wise app

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

Rapid transfer from AUD bank. Was surprised how few seconds the transaction took. And it was easy to buy foreign currency in this same transaction…

Published an hour ago

Quick and easy to use

Sue Gsbourne

Published 2 hours ago

The process is simple, straightforward and intuitively managed. Feedback is fast and the experience is comfortingly reassuring for all of this.…

Richard Keenan

Published 2 hours ago

Reviews from:

Instant money transfers

NZD

Bank transfer fee

USD

How long will a money transfer take?

How to send money abroad instantly?

Use our calculator to get an estimate for your transfer.

Choose the fastest payment option.

Complete the transfer.

How fast is instant?

Fast money transfers are easy

Send money instantly with the most international app

Wise works nearly everywhere

See why customers choose Wise for their international money transfers

Let's answer some of your questions

What affects the speed of my transfer?

How can I check the status of my transfer?

Why might a transfer take longer than estimated?

How can I send money faster?