Send money to the USA from the UK
Fast, low-cost, and secure online money transfers to the USA from the UK.
Should arrive in 10 hours
Compare the best money transfer rates to the USA from the UK
| Sending 1,000 GBP with | Recipient gets(Total after fees)and transfer speed | Transfer speed | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
Cheapest | 1,248.96 USDsame day | same day | |||||||||
Transfer fee 1.50 GBP Exchange rate(1 GBP USD) 1.25084 Exchange rate markup 1.60 GBP Cost of transfer 3.10 GBP | |||||||||||
 | 1,247.21 USD- 1.75 USDwithin 1 hour | within 1 hour | |||||||||
Transfer fee 1.99 GBP Exchange rate(1 GBP USD) 1.24970 Exchange rate markup 2.51 GBP Cost of transfer 4.50 GBP | |||||||||||
 | 1,246.76 USD- 2.20 USD9 hours | 9 hours | |||||||||
Transfer fee 4.86 GBP Exchange rate(1 GBP USD) 1.25285 Exchange rate markup 0 GBP Cost of transfer 4.86 GBP | |||||||||||
 | 1,243.50 USD- 5.46 USDunavailable | unavailable | |||||||||
Transfer fee 0 GBP Exchange rate(1 GBP USD) 1.24350 Exchange rate markup 7.46 GBP Cost of transfer 7.46 GBP | |||||||||||
 | 1,242.50 USD- 6.46 USD3 days | 3 days | |||||||||
Transfer fee 1.99 GBP Exchange rate(1 GBP USD) 1.24497 Exchange rate markup 6.29 GBP Cost of transfer 8.28 GBP | |||||||||||
 | 1,241.83 USD- 7.13 USDwithin 6 hours | within 6 hours | |||||||||
Transfer fee 0 GBP Exchange rate(1 GBP USD) 1.24183 Exchange rate markup 8.80 GBP Cost of transfer 8.80 GBP | |||||||||||
 | 1,241.80 USD- 7.16 USDsame day | same day | |||||||||
Transfer fee 0 GBP Exchange rate(1 GBP USD) 1.24180 Exchange rate markup 8.82 GBP Cost of transfer 8.82 GBP | |||||||||||
 | 1,241.60 USD- 7.36 USD4 days | 4 days | |||||||||
Transfer fee 0 GBP Exchange rate(1 GBP USD) 1.24160 Exchange rate markup 8.98 GBP Cost of transfer 8.98 GBP | |||||||||||
 | 1,240.90 USD- 8.06 USDwithin 3 days | within 3 days | |||||||||
Transfer fee 0 GBP Exchange rate(1 GBP USD) 1.24090 Exchange rate markup 9.54 GBP Cost of transfer 9.54 GBP | |||||||||||
 | 1,240.80 USD- 8.16 USDwithin 7 days | within 7 days | |||||||||
Transfer fee 9.50 GBP Exchange rate(1 GBP USD) 1.25270 Exchange rate markup 0.12 GBP Cost of transfer 9.62 GBP | |||||||||||
 | 1,234.82 USD- 14.14 USDwithin 3 days | within 3 days | |||||||||
Transfer fee 0 GBP Exchange rate(1 GBP USD) 1.23482 Exchange rate markup 14.39 GBP Cost of transfer 14.39 GBP | |||||||||||
 | 1,233.77 USD- 15.19 USDwithin 3 days | within 3 days | |||||||||
Transfer fee 1.99 GBP Exchange rate(1 GBP USD) 1.23623 Exchange rate markup 13.27 GBP Cost of transfer 15.26 GBP | |||||||||||
 | 1,227.55 USD- 21.41 USD4-6 days | 4-6 days | |||||||||
Transfer fee 20 GBP Exchange rate(1 GBP USD) 1.25260 Exchange rate markup 0.20 GBP Cost of transfer 20.20 GBP | |||||||||||
 | 1,208.83 USD- 40.13 USDsame day | same day | |||||||||
Transfer fee 0 GBP Exchange rate(1 GBP USD) 1.20883 Exchange rate markup 35.13 GBP Cost of transfer 35.13 GBP | |||||||||||
 | 1,208.63 USD- 40.33 USDsame day | same day | |||||||||
Transfer fee 0 GBP Exchange rate(1 GBP USD) 1.20863 Exchange rate markup 35.29 GBP Cost of transfer 35.29 GBP | |||||||||||
 | 1,200.70 USD- 48.26 USD6+ days | 6+ days | |||||||||
Transfer fee 20 GBP Exchange rate(1 GBP USD) 1.22521 Exchange rate markup 22.06 GBP Cost of transfer 42.06 GBP | |||||||||||
 | 1,195.36 USD- 53.60 USDwithin 6 days | within 6 days | |||||||||
Transfer fee 9.50 GBP Exchange rate(1 GBP USD) 1.20682 Exchange rate markup 36.74 GBP Cost of transfer 46.24 GBP | |||||||||||
 | 1,190.81 USD- 58.15 USDwithin 5 days | within 5 days | |||||||||
Transfer fee 2.99 GBP Exchange rate(1 GBP USD) 1.19438 Exchange rate markup 46.67 GBP Cost of transfer 49.66 GBP | |||||||||||
How to send money to the USA from the UK in 3 easy steps
Enter amount to send in GBP.
Pay in GBP with your debit card or credit card, or send the money from your online banking.
Choose recipient in the USA.
Select who you want to send money to and which pay-out method to use.
Send GBP, receive USD.
The recipient gets money in USD directly from Wise’s local bank account.
What you’ll need for your online money transfer to the USA from the UK
Register for free.
Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.
Choose an amount to send.
Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.
Add recipient’s bank details.
Fill in the details of your recipient’s bank account.
Verify your identity.
For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.
Pay for your transfer.
Send your money with a bank transfer, or a debit or credit card.
That’s it.
We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.
How much does it cost to transfer money to the USA from the UK?
Pay a small, flat fee and percentage
To send money in GBP to the USA from the UK, you pay a small, flat fee of 1.08 GBP + 0.38% of the amount that's converted (you'll always see the total cost upfront).
Fee depends on your chosen transfer type
Some transfer types have different fees which are usually tiny.
No hidden fees
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
How long will a money transfer to the USA from the UK take?
A money transfer from the UK (GBP) to the USA (USD) should arrive in 10 hours. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.
On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.
Your transfer route
Should arrive
in 10 hoursBest ways to send money to the USA from the UK
PISP
PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.Swift
Using SWIFT to fund your transfer usually means that your transfer will take longer and be more expensive, as your bank will charge a fee. You should also bear in mind that other correspondent banks in between may also deduct their handling fees. Your bank should be able to advise on those fees.Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.Google Pay
If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
Protecting you and your money
Safeguarded with leading banks
We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.
Extra-secure transactions
We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.
Data protection
We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.
Dedicated anti-fraud team
We work round the clock to keep your account and money protected from even the most sophisticated fraud.
Send money to the USA from the UK with the most international app
Looking for an app to send money to the USA from the UK? Sending money is easy with Wise app.
- Cheaper transfers abroad - free from hidden fees and exchange rate markups.
- Check exchange rates - see on the app how exchange rates have changed over time.
- Repeat your previous transfers - save the details, and make your monthly payments easier.
Wise works nearly everywhere
Trustpilot score 4.3 out of 5, from 218,989 reviews
It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.
