What is the cheapest way to send money abroad?

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  • 0 GBP
  • 4.08 GBPOur fee
  • 4.08 GBPTotal fees
  • =
    995.92 GBPTotal amount we’ll convert
  • ×
    1.1701

Should arrive by Tuesday

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Find the cheapest international money transfer

Sending 1,000 GBP withRecipient gets(Total after fees)and transfer speedTransfer speed
CheapestRevolut Standard
1,167.99 EURinstant
instant
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.16799
Exchange rate markup
1.81 GBP

Cost of transfer
1.81 GBP

Wise
1,165.24 EUR- 2.75 EUR1 day
1 day
Transfer fee
4.08 GBP
Exchange rate(1 GBP EUR)
1.17001
Exchange rate markup
0.08 GBP

Cost of transfer
4.16 GBP

Instarem.
1,161.55 EUR- 6.44 EURunavailable
unavailable
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.16155
Exchange rate markup
7.31 GBP

Cost of transfer
7.31 GBP

Remitly
1,159.73 EUR- 8.26 EUR3-8 days
3-8 days
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.15973
Exchange rate markup
8.86 GBP

Cost of transfer
8.86 GBP

Starling Bank
1,158.63 EUR- 9.36 EURwithin 8 days
within 8 days
Transfer fee
9.50 GBP
Exchange rate(1 GBP EUR)
1.16974
Exchange rate markup
0.31 GBP

Cost of transfer
9.81 GBP

OFX
1,157.79 EUR- 10.20 EUR2-3 days
2-3 days
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.15779
Exchange rate markup
10.52 GBP

Cost of transfer
10.52 GBP

Xoom (A PayPal Service)
1,150.15 EUR- 17.84 EURwithin 2 hours
within 2 hours
Transfer fee
1.99 GBP
Exchange rate(1 GBP EUR)
1.15245
Exchange rate markup
15.09 GBP

Cost of transfer
17.08 GBP

Monese
1,146.30 EUR- 21.69 EURwithin 1 day
within 1 day
Transfer fee
20 GBP
Exchange rate(1 GBP EUR)
1.16969
Exchange rate markup
0.35 GBP

Cost of transfer
20.35 GBP

Western Union
1,146.26 EUR- 21.73 EUR1 day
1 day
Transfer fee
2.99 GBP
Exchange rate(1 GBP EUR)
1.14970
Exchange rate markup
17.43 GBP

Cost of transfer
20.42 GBP

MoneyGram
1,143.60 EUR- 24.39 EURwithin 1 day
within 1 day
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.14360
Exchange rate markup
22.65 GBP

Cost of transfer
22.65 GBP

Barclays
1,137.73 EUR- 30.26 EURwithin 1 day
within 1 day
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.13773
Exchange rate markup
27.66 GBP

Cost of transfer
27.66 GBP

Skrill
1,135.91 EUR- 32.08 EURwithin 1 day
within 1 day
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.13591
Exchange rate markup
29.22 GBP

Cost of transfer
29.22 GBP

Halifax
1,128.20 EUR- 39.79 EURwithin 1 day
within 1 day
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.12820
Exchange rate markup
35.81 GBP

Cost of transfer
35.81 GBP

Nationwide
1,121.60 EUR- 46.39 EURwithin 1 day
within 1 day
Transfer fee
20 GBP
Exchange rate(1 GBP EUR)
1.14449
Exchange rate markup
21.89 GBP

Cost of transfer
41.89 GBP

NatWest
1,120.34 EUR- 47.65 EURsame day
same day
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.12034
Exchange rate markup
42.53 GBP

Cost of transfer
42.53 GBP

RBS
1,120.34 EUR- 47.65 EURsame day
same day
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.12034
Exchange rate markup
42.53 GBP

Cost of transfer
42.53 GBP

PayPal
1,115.57 EUR- 52.42 EURwithin 3 days
within 3 days
Transfer fee
2.99 GBP
Exchange rate(1 GBP EUR)
1.11891
Exchange rate markup
43.75 GBP

Cost of transfer
46.74 GBP
The information above applies when you pay in via bank transfer or ACH payments. Information provided is not in real time and may be different from the actual rates and fees on the provider’s website. Transaction speed claimed depends on individual circumstances and may not be available for all transactions. How do we collect this data?

Best ways to send money internationally

  • PISP

    PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.
  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • Swift

    Using SWIFT to fund your transfer usually means that your transfer will take longer and be more expensive, as your bank will charge a fee. You should also bear in mind that other correspondent banks in between may also deduct their handling fees. Your bank should be able to advise on those fees.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
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How to send a cheap money transfer in 3 easy steps

Things to consider to find a truly cheap way to send money abroad

  • Fees

    Many businesses state low fees or even offer consumers fee-free transfers, but most of the expense of sending money abroad is hidden. The bulk of consumer costs can be concealed in poor exchange rates.

  • Exchange rates

    A quick Google search will show you an exchange rate. But if you compare it to the exchange rate offered by banks and traditional money transfer services, you’ll find their rate is often much worse.

  • Transfer time

    Traditional banks and international money remittances often take several working days. Wise is often much faster: a lot of transfers are completed within 1 business day. Many of our transfers are even instant.

Protecting you and your money

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We work round the clock to keep your account and money protected from even the most sophisticated fraud.

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Sending money is cheap with the most international app

Looking for an app to send money with low fees? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

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