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Send money to the USA from Australia

Q: Best way to send money to the USA from Australia?

Choosing the right way to send money with Wise will largely depend on your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper.

Q: How much can I send to the USA from Australia online?

Yes, there are limits for how much you can send to the USA with us. They depend on which currencies you send to and from, and how you pay. You can check the limits for each currency in our help center articles or in our calculator . We’ll also let you know if you try to send too much at one time. If you’d like to send more than our limits allow, you can. You’ll just need to set up several transfers that are under the limits.

Q: How to transfer money to the USA from Australia online?

Register for free Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account. Choose an amount to send Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive. Add recipient’s bank details Fill in the details of your recipient’s bank account. If you don’t know their details, we can request them for you. Verify your identity For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe. Pay for your transfer Send your money with a bank transfer, or a debit or credit card. That’s it We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Fast, low-cost, and secure online money transfers to the USA from Australia.

Send money from the USA to Australia instead.

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You send exactly

0 AUD
6.02 AUDOur fee
–
6.02 AUDTotal fees
=
993.98 AUDTotal amount we’ll convert
×
0.6655

Recipient gets

Should arrive by Friday

Get started

Compare the best money transfer rates to the USA from Australia

Sending 1,000 AUD with	Recipient gets(Total after fees)
Cheapest	662.83 USD
Transfer fee 0.99 AUD Exchange rate(1 AUD USD) 0.663484 Exchange rate markup 3.03 AUD Cost of transfer 4.02 AUD

	661.64 USD- 1.19 USD
Transfer fee 6.02 AUD Exchange rate(1 AUD USD) 0.665650 Exchange rate markup 0 AUD Cost of transfer 5.79 AUD

	659.23 USD- 3.60 USD
Transfer fee 2.99 AUD Exchange rate(1 AUD USD) 0.661209 Exchange rate markup 6.45 AUD Cost of transfer 9.44 AUD

	658.36 USD- 4.47 USD
Transfer fee 10.50 AUD Exchange rate(1 AUD USD) 0.665350 Exchange rate markup 0.23 AUD Cost of transfer 10.73 AUD

	658.10 USD- 4.73 USD
Transfer fee 0 AUD Exchange rate(1 AUD USD) 0.658103 Exchange rate markup 11.12 AUD Cost of transfer 11.12 AUD

	658.04 USD- 4.79 USD
Transfer fee 0 AUD Exchange rate(1 AUD USD) 0.658043 Exchange rate markup 11.21 AUD Cost of transfer 11.21 AUD

	657.54 USD- 5.29 USD
Transfer fee 0 AUD Exchange rate(1 AUD USD) 0.657544 Exchange rate markup 11.95 AUD Cost of transfer 11.95 AUD

	648.84 USD- 13.99 USD
Transfer fee 0 AUD Exchange rate(1 AUD USD) 0.648840 Exchange rate markup 25.03 AUD Cost of transfer 25.03 AUD

	645.97 USD- 16.86 USD
Transfer fee 15 AUD Exchange rate(1 AUD USD) 0.655809 Exchange rate markup 14.56 AUD Cost of transfer 29.56 AUD

	637.69 USD- 25.14 USD
Transfer fee 0 AUD Exchange rate(1 AUD USD) 0.637692 Exchange rate markup 41.78 AUD Cost of transfer 41.78 AUD

	637.15 USD- 25.68 USD
Transfer fee 9 AUD Exchange rate(1 AUD USD) 0.642933 Exchange rate markup 33.91 AUD Cost of transfer 42.91 AUD

	630.39 USD- 32.44 USD
Transfer fee 5.99 AUD Exchange rate(1 AUD USD) 0.634186 Exchange rate markup 47.05 AUD Cost of transfer 53.04 AUD

This applies when you pay in via bank transfer. How do we collect this data?

How to send money to the USA from Australia in 3 easy steps

Enter amount to send in AUD.

Pay in AUD with your debit card or credit card, or send the money from your online banking.

Choose recipient in the USA.

Select who you want to send money to and which pay-out method to use.

Send AUD, receive USD.

The recipient gets money in USD directly from Wise’s local bank account.

Create free account now

What you’ll need for your online money transfer to the USA from Australia

Register for free.

Choose an amount to send.

Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

Add recipient’s bank details.

Fill in the details of your recipient’s bank account.

Verify your identity.

For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

Pay for your transfer.

Send your money with a bank transfer, PayID, POLi, or a debit or credit card.

That’s it.

We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

How much does it cost to transfer money to the USA from Australia?

Pay a small, flat fee and percentage

To send money in AUD to the USA from Australia, you pay a small, flat fee of 2.04 AUD + 0.4% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fees for our low cost transfers

Fixed fee

2.04 AUD

Variable feeup to 190,023 AUD/month

0.4%

Variable feemore than 190,023 AUD/month

Discount applies

How long will a money transfer to the USA from Australia take?

A money transfer from Australia (AUD) to the USA (USD) should arrive by Friday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

AUD

USD

Should arrive

by Friday

Best ways to send money to the USA from Australia

Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Osko
Osko by BPAY is an online bank payment method available in Australia. When you’re sending money or paying your bills in AUD, you have an option to select Osko by BPAY for your payment method on our app.
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
Google Pay
If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.